Terms of Service

Welcome to Calcyfy ("we," "our," "us"). These Terms of Service ("Terms") govern your access to and use of calcyfy.com and all associated calculators, tools, pages, embeds, and related services we provide (collectively, the "Services").

By using Calcyfy, you agree to these Terms along with our Privacy Policy and Disclaimer. If you do not agree, please discontinue use of the Services immediately.

1Who We Are & Contact Information

Calcyfy provides accurate, transparent, and user-friendly online calculators and educational tools for informational purposes.

2Eligibility

You must be at least the age of digital consent in your jurisdiction (typically 13–16 years old) to use our Services.

If you use Calcyfy on behalf of an organization, company, or institution, you confirm that you have the legal authority to bind that entity to these Terms.

3Informational Use Only (No Professional Advice)

Calcyfy provides calculations, estimates, and explanatory information intended solely for educational and general informational purposes.

We do not provide professional advice in finance, medicine, law, investment, taxation, engineering, or any other regulated field. Before making any financial, medical, or legal decisions, always consult a qualified professional.

For further details, see our Disclaimer.

4Your Responsibilities

By using Calcyfy, you agree to:

• Provide accurate and relevant inputs.
• Interpret results responsibly and in context.
• Use the Services lawfully and in compliance with these Terms.
• Protect your device and network against unauthorized access or malware.

You must not misuse the Services, attempt to circumvent security measures, or interfere with our platform's operations.

5License & Acceptable Use

We grant you a limited, revocable, non-exclusive, non-transferable license to access and use Calcyfy for personal or internal business use.

You agree not to:

• Copy, scrape, or crawl our content at scale.
• Reverse engineer, decompile, or modify our calculators or code.
• Bypass rate limits, authentication, or access controls.
• Use Calcyfy results in life-critical or safety-critical systems without expert review.
• Use the Services for any illegal, deceptive, or harmful purpose.

This license terminates automatically upon any breach of these Terms.

6Accounts (If Introduced Later)

If Calcyfy introduces user accounts or personalization features in the future:

• You must keep your login credentials secure.
• You are responsible for all actions under your account.
• We reserve the right to suspend or terminate accounts that violate these Terms or misuse our Services.

7Intellectual Property

All calculators, code, content, designs, text, graphics, logos, and branding elements on Calcyfy are owned by us or our licensors and are protected under copyright, trademark, and other applicable laws.

Except for the limited license above, no rights are granted to you. You may not use our trademarks, logo, or brand elements without prior written permission.

8Embeds, Links, and Sharing

You may link to Calcyfy pages for informational use. Embedding our calculators is allowed only where we explicitly provide an embed option or grant written permission.

When embedding, you must:

• Preserve full functionality and attribution (Calcyfy logo/name + link).
• Avoid altering results, design, or user experience.
• Comply with our technical usage limits.

We may revoke embed permissions at any time without prior notice.

9Calculator Inputs & Data Handling

• By default, all calculations are performed in your browser; your inputs are not stored on our servers.
• For calculators requiring server-side computation, we temporarily process the minimum data required and discard it immediately after generating results.
• Any data voluntarily submitted (e.g., via forms, feedback, or share options) is handled according to our Privacy Policy and Cookie Policy.

10Third-Party Content, Links, and Rates

Calcyfy may include links to external resources, such as government sites, standards organizations, or reference databases. We are not responsible for third-party content, accuracy, or privacy practices.

Currency conversions, tax thresholds, or rate data may occasionally be approximate or delayed due to third-party data refresh cycles.

11Advertising, Sponsorships, and Affiliates

If Calcyfy displays advertisements, sponsorships, or affiliate links, they will always be clearly labeled.

Commercial relationships do not influence our calculator logic, formulas, or editorial decisions. Please refer to our Privacy Policy and Cookie Policy for vendor and consent information.

12Feedback & Submissions

If you share ideas, bug reports, formulas, or feedback ("Feedback") with us, you grant Calcyfy a worldwide, royalty-free, perpetual, and irrevocable license to use, modify, and publish that Feedback without obligation or compensation.

We value community input and use it solely to improve our Services.

13Availability and Service Changes

Calcyfy may update, modify, suspend, or discontinue any portion of the Services at any time, without prior notice. We also reserve the right to update these Terms periodically; the Effective Date reflects the latest version.

Your continued use of Calcyfy constitutes acceptance of any changes.

14Disclaimers

15Limitation of Liability

To the fullest extent permitted by law, Calcyfy, its owners, contributors, and partners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Use or inability to use the Services.
• Errors, delays, or inaccuracies in outputs.
• Data loss, revenue loss, or business interruption.

If liability cannot be fully excluded, our aggregate liability will not exceed the amount you paid to us (if any) during the three months prior to the incident.

16Indemnification

You agree to defend, indemnify, and hold harmless Calcyfy, its owners, affiliates, and contributors against any claims, damages, or costs (including reasonable attorney fees) resulting from:

• Your misuse of the Services,
• Your violation of these Terms, or
• Your infringement of any third-party rights.

17DMCA / Copyright Policy

If you believe any material on Calcyfy infringes your copyright, please email us at calcyfy@gmail.com with:

• A description of the copyrighted work.
• The URL or location of the allegedly infringing content.
• Your name, contact information, and ownership statement.

We will investigate and act per applicable copyright law (e.g., DMCA).

18Governing Law & Jurisdiction

These Terms are governed by the laws of India, excluding conflict-of-law principles. You agree that any disputes will be resolved exclusively in the courts of Pune, Maharashtra, India.

19Termination

We may suspend or terminate your access to Calcyfy at any time, with or without cause. Upon termination, your license to use the Services will cease immediately.

20Miscellaneous

• Entire Agreement: These Terms, along with our Privacy Policy and Disclaimer, form the entire agreement between you and Calcyfy.
• Severability: If any clause is found invalid, the remaining provisions remain enforceable.
• No Waiver: Failure to enforce a right does not constitute a waiver.
• Assignment: You may not assign these Terms; we may assign them during a merger, acquisition, or reorganization.
• Notices: We may contact you via email, the website, or other reasonable means.

21Contact Us

For any questions or concerns about these Terms: